Demo This is a mock waterfront listing showing the environmental data Neighbourly adds to a Canadian cottage. See the data → City home example →
View from the water⊞ 31 photos
Great room
Kitchen
Dock & boathouse
Treed lot
Active MLS® X9317552 Listed 3 days ago

$1,195,000

1184 Hemlock Point Road
Kawartha Lake, Haliburton Highlands, ON  ·  K0M 1S0
3Bedrooms
2Bathrooms
1,640Sq Ft
185Frontage (ft)
1978Year Built

About this property

A four-season cottage on 185 feet of west-facing shoreline, with deep water off the dock and a treed 1.4-acre lot that keeps the neighbours out of sight. The great room opens to a lakeside sunroom added in 2022, and a wood stove backs up the propane furnace through the winter. A dock and boathouse sit at the water's edge, the septic system was replaced in 2021, and a detached sleeping cabin is nearly finished for guests. The road is municipally maintained year-round.

Property details

Property type
Waterfront cottage
Style
1½-storey
Season
Four-season
Lot size
1.4 acres
Water supply
Drilled well
Sewage
Septic (2021)
Road access
Year-round municipal
Waterfront
Dock + boathouse
Heating
Propane + wood stove
Taxes (2026)
$4,280 / yr
Zoning
Waterfront Residential
PIN
39214-0187(LT)
Waterfront & Lake Profile
Neighbourly Enhanced
10 m25 m42 m This property Public boat launch Crown land Kawartha Lake
Lake
Kawartha Lake
Haliburton Highlands, ON
Surface area
3,240 ha
Lake boundary record
Maximum depth
42 m
Mean depth 14 m
Thermal regime
Dimictic
Mixes spring and fall
Shoreline frontage
185 ft
Matched to lake boundary
Depth at dock
2.4 m
Nearest bathymetry line
SourceLake boundary, bathymetry and aquatic resource records · 3 boundary levels of detail
Fish & Wildlife
Neighbourly Enhanced

Species recorded in this lake

Lake trout
Smallmouth bass
Largemouth bass
Yellow perch
Lake whitefish

Recent stocking events

Lake trout
Yearlings · provincial hatchery
2025-05-1212,000 fish
Lake trout
Yearlings · provincial hatchery
2023-05-1611,500 fish
Splake
Fall fingerlings · provincial hatchery
2021-10-048,000 fish
Wildlife management unit
WMU 57A
Province of Ontario
Fisheries management zone
FMZ 15
Linked to regulation summary
Bait management zone
BMZ C
Zone de gestion C · EN / FR
Public Lands & Recreation
Neighbourly Enhanced
Nearest Crown land
Conservation reserve
900 m · provincially managed
Public boat launch
Hemlock Bay access
1.4 km · launch + dock
Public campground
Pine Narrows
6.2 km · 84 sites · provincial
Nearest trail
Ridgeline Loop
2.1 km · 8.4 km · natural surface
Natural Hazards
Neighbourly Enhanced
Flood exposure
Low
Dwelling sits above mapped flood zone
Wildfire risk
Moderate
Forested interface on three sides
Other environmental hazards
None flagged
Within 500 m of the parcel
NoteFlood zone, wildfire risk and environmental hazard overlays · for screening, not a substitute for an inspection or insurance quote
Address Intelligence
Neighbourly Enhanced
unit_number
—
street_number
1184
street_name
Hemlock Point
street_type
Road
municipality
Haliburton Highlands
province
Ontario (ON)
postal_code
K0M 1S0 Verified
coordinates
45.041260, −78.512840
dissemination_area
35460112 (Census 2021)
lake_boundary_id
kawartha-lake
census_subdivision
Haliburton County
match_confidence
0.971 — Parcel geocode
Area Profile
Neighbourly Enhanced
Area
Haliburton Highlands
Rural · waterfront
Median household income
$78,400
Census 2021 · DA
Population density
6
per km²
Avg household size
2.2
persons
Owner-occupied
86%
of dwellings
Usual residents
44%
of dwellings; the rest seasonal

Dwelling mix in DA

Detached
91%
Mobile
5%
Semi / row
3%
Other
1%
Energy Profile
Neighbourly Enhanced
DEnerGuide
Energy intensity
226 kWh
per m² / year
Est. annual energy cost
$4,120
Propane + hydro combined
GHG emissions
5.3 t CO₂e
per year (est.)
Insulation year
2009
Attic only; walls original
Primary heat source
Propane FAF
Wood stove as backup
Hot water
Electric tank
50 gal · 2019
Data confidence
Medium — modelled from permit data + regional stock curves
Permit History
Neighbourly Enhanced
Dock & boathouse
Shoreline · 420 sq ft
2018-08-02$41,000
Septic system replacement
Sewage · Class 4 tile bed
2021-06-11$28,500
Lakeside sunroom addition
Structural · 240 sq ft
2022-05-19$64,000
Propane furnace
Mechanical · high-efficiency unit
2023-10-30$9,400
Detached sleeping cabin
New construction · awaiting final inspection
2025-04-22$52,000
SourceMunicipal building department records · last synced November 2, 2026
Demographics
Neighbourly Enhanced

Age distribution · DA

0 – 19
15%
20 – 34
11%
35 – 54
21%
55 – 74
39%
75 +
14%

Mother tongue · DA

English
90%
French
3%
German
2%
Dutch
1%
Other
4%
SourceStatistics Canada · Census 2021 · Dissemination Area 35460112
Location Profile
Neighbourly Enhanced
11
Walkability
Car-dependent
0
Transit
No public transit
22
Bikeability
Quiet rural roads
6
Noise Index
Very quiet

Nearby points of interest

Hemlock Bay Marina 3.2 km
Highlands General Store 6.4 km
Gas station 6.8 km
Grocery store 14 km
Public library 14 km
Hospital & emergency 22 km
Provincial park 11 km
Ski hill 18 km
Schools
Neighbourly Enhanced
Elementary
Highlands Elementary
Public · 15 km · bus route
Secondary
Highlands Secondary
Public · 15 km · bus route
Catholic Elementary
St. Anthony CES
Separate · 34 km
French Immersion
Offered at Highlands Elementary
Grades 1 – 8
45.041260, −78.512840 · Kawartha Lake